RAC

Last checked 13 Aug 2026 · 5.8

Explore the RAC’s breakdown cover deals. Save on roadside assistance, recovery, and extras. Choose the best cover for you and have complete peace of mind™.

Tracked price

£5.29/mo

Snapshot 13 Aug 2026

Unchanged

Editorial score

5.8

Weighted composite of the six axes.

Last checked

Last checked 13 Aug 2026

Pricing summary

What this provider itself publishes — entry tier, printed sale (when one exists), and the tier they label most popular. No prices are derived.

Advertised “from”: £63.48/yr

Advertised sale — discounted price not published

This provider is advertising a discount, but the discounted price only appears in a personal quote — it isn't printed on their site. We show the list price above; the offer's conditions are in the promotion block below.

Currently on offer

40% off

unknown

40% off

New customers only

Valid until 2026-08-14

“y ticket for 1 missed connection, if the delay is caused by a breakdown. SALE – 40% off * RAC European Breakdown Cover RAC Comprehensive Plus Roadside Assistance in UK and Europe We’ll try to fix you at the roadside so you can continue your trip. With Comprehensive Plus you'll g…”

Source

Price history

Daily tracked monthly entry price for RAC (109 snapshots).

Score history

90 daily snapshots · flat over the window · currently Good

Score breakdown

Algorithmic per-audience axes (0–100).

Value: 45 / 100
Features-per-pound balance.

Family: 80 / 100
Home start, recovery, onward travel, personal cover.

EV drivers: 75 / 100
Active EV / hybrid handling.

Older cars: 50 / 100
No vehicle-age caps; unlimited callouts help.

Budget: 9 / 100
Lowest published price percentile.

Premium: 95 / 100
Feature breadth, Defaqto rating, underwriting.

Feature availability (6)

Feature	Status	Evidence
Roadside assistance	Included	—
Home start	Available	—
National recovery	Available	—
Onward travel	Available	—
European cover	Available	—
EV support	Available	“Find out more Electric car breakdown cover Find out more about our offering for electric and hybrid vehicles.”

Specifications

Field	Value
Callout limit	5.0
Claims per year limit	5
Tow distance (miles)	10
Vehicle age cap (years)	—
Home start distance threshold	—
Garage labour cover	£150
EU cover trip length cap	—
EV / hybrid handling	good
Named tiers	4
Tier price range	£63 — £165 /yr
Trading entity	RAC MOTORING SERVICES
Underwriter	RAC INSURANCE LIMITED
Founded	1979

Available tiers (4)

Every named tier the provider publishes, with prices read verbatim. Annualised (£/year) so tiers can be compared without reasoning about monthly vs annual billing.

Tier	List price	Sale price	Source
Complete	£13.79/mo £165.48/yr	—	View
Standard	£8.99/mo £107.88/yr	—	View
Basic Entry	£5.29/mo £63.48/yr	—	View
Extra	£9.49/mo £113.88/yr	—	View

Stated positioning (2)

Phrases captured from the provider's own public pages, with citations.

Active EV / electric-vehicle messaging

“ic car breakdown cover Find out more about our offering for electric and hybrid vehicles. Find out more European breakdown cover RAC European Breakdown Cover provides you with com”

https://www.rac.co.uk/breakdown-cover/deals

Defaqto 5-star rated

“elpline Get help anytime with our European breakdown cover. 5 Star Defaqto rated cover Enjoy peace of mind with our breakdown cover for Europe. What's included in RAC Europea”

https://www.rac.co.uk/breakdown-cover/european-breakdown-cover

Companies House

Trading entity: RAC MOTORING SERVICES
Number: 01424399
Status: active
Incorporated: 1979-05-31
Underwriter: RAC INSURANCE LIMITED

View on Companies House

Google reviews

2.4 / 5

— reviews

Limitations (1)

What this provider won't pay out for, cited from their own public pages.

Quota

Limited number of callouts per year

“Cover Unlimited claims RAC Comprehensive single trip 1 claim in the UK + 1 claim in Europe per trip Maximum 3 claims per policy period Are blue badges still valid in Europe? Some countries still recognise the UK Blue”

Source

Related comparisons

Start Rescue vs RAC

Side-by-side structure, public price snapshot, and caveats.

AA vs RAC

Side-by-side structure, public price snapshot, and caveats.

Useful explainers

Breakdown cover waiting periods

Why waiting periods matter, when they appear, and how they distort expectations around instant cover.

How many callouts do you get with breakdown cover?

A practical guide to callout limits, fair-use wording, and why the number alone does not tell the whole value story.

Is breakdown cover worth it?

A decision-first guide for drivers weighing low annual cost against the real-world hassle and expense of a serious breakdown.