RAC
RAC
Last checked 9 Jun 2026 · 7.4
Get up to 33% off for a limited time only. Explore the RAC’s breakdown cover deals and choose the offer that gives you complete peace of mind™ on the road.
Tracked price
£5.29/mo
Snapshot 18 Jun 2026
Unchanged
Editorial score
7.4
Weighted composite of the six axes.
Last checked
Last checked 9 Jun 2026
Price history
Daily tracked monthly entry price for RAC (53 snapshots).
Score breakdown
Algorithmic per-audience axes (0–100).
- Value
- 74 / 100Features-per-pound balance.
- Family
- 80 / 100Home start, recovery, onward travel, personal cover.
- EV drivers
- 75 / 100Active EV / hybrid handling.
- Older cars
- 50 / 100No vehicle-age caps; unlimited callouts help.
- Budget
- 57 / 100Lowest published price percentile.
- Premium
- 95 / 100Feature breadth, Defaqto rating, underwriting.
Feature availability (6)
Feature | Status | Evidence |
|---|---|---|
Roadside assistance | Included | — |
Home start | Available | — |
National recovery | Available | — |
Onward travel | Available | — |
European cover | Available | — |
EV support | Available | “Find out more Electric car breakdown cover Find out more about our offering for electric and hybrid vehicles.” |
Specifications
Field | Value |
|---|---|
Callout limit | 5.0 |
Claims per year limit | 5 |
Tow distance (miles) | 10 |
Vehicle age cap (years) | — |
Home start distance threshold | — |
Garage labour cover | £150 |
EU cover trip length cap | — |
EV / hybrid handling | good — RAC is a credible EV shortlist option for buyers who want a large mainstream provider but are still watching value. The key is to confirm exactly how the chosen tier handles battery-related incidents, transport, and onward disruption rather than assuming all large providers are identical. |
Stated positioning (3)
Phrases captured from the provider's own public pages, with citations.
Online-only / first-year-only discount
“cover levels and excludes all additional cover and add-ons. New customers only. Ends 16/06/26, 9am. ^ AA Price Promise: Find the same cover cheaper with the AA within 7 days & we”
Active EV / electric-vehicle messaging
“ic car breakdown cover Find out more about our offering for electric and hybrid vehicles. Find out more European Breakdown Cover RAC European Breakdown Cover provides you with com”
Defaqto 5-star rated
“d Green Flag . Our RAC Comprehensive Plus policy also has a Defaqto Five Star rating. Enjoy complete peace of mind with emergency European Roadside Assistance and repair from th”
Companies House
- Trading entity
- RAC MOTORING SERVICES
- Number
- 01424399
- Status
- active
- Incorporated
- 1979-05-31
- Underwriter
- RAC INSURANCE LIMITED
Google reviews
2.5 / 5
— reviews
Limitations
What this provider won't pay out for, cited from their own public pages.
The biggest trap is buying too much plan rather than too little. RAC can look pricier than it really is if you compare a stronger tier against leaner alternatives that are not offering the same practical outcome.
Related comparisons
Start Rescue vs RAC
Side-by-side structure, public price snapshot, and caveats.
AA vs RAC
Side-by-side structure, public price snapshot, and caveats.
Useful explainers
Breakdown cover waiting periods
Why waiting periods matter, when they appear, and how they distort expectations around instant cover.
How many callouts do you get with breakdown cover?
A practical guide to callout limits, fair-use wording, and why the number alone does not tell the whole value story.
Is breakdown cover worth it?
A decision-first guide for drivers weighing low annual cost against the real-world hassle and expense of a serious breakdown.