Lloyds Bank Platinum Account

Last verified: 15 Oct 2026 · Bank's listing updated 4 Oct 2026

Packaged account at Lloyds Bank: what the bank's published Open Banking product data states about the breakdown cover that comes with it, each value with the wording or field it was read from.

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What the bank's published product data states

Each value as the bank lists it in the product data it publishes under Open Banking, with the wording or field it was read from. The bank's own pages couldn't be read, so the values come from that listing, which the bank updates on its own schedule (the date it last did is above). “Not stated” means the listing didn't say. The policy document sets the conditions of the cover, and the cover that comes with an account can differ from the provider's own retail product.

Field	Value	Evidence
Monthly fee	£22.50 a month	“Platinum Account monthly maintaining the account fee of £22.50 per month” Lloyds Bank Open Banking product data
On sale to new customers	Yes	Listed as `OnSaleIndicator: true` Lloyds Bank Open Banking product data
Cover provided by	AA	“AA Breakdown family Cover” Lloyds Bank Open Banking product data
Cover basis	Personal cover	“The customer and eligible family member is covered, not the vehicle.” Lloyds Bank Open Banking product data
Roadside assistance	Yes	“Includes Roadside Assistance, At Home and National Recovery.” Lloyds Bank Open Banking product data
Home start	Yes	“Includes Roadside Assistance, At Home and National Recovery.” Lloyds Bank Open Banking product data
National recovery	Yes	“Includes Roadside Assistance, At Home and National Recovery.” Lloyds Bank Open Banking product data
Onward travel	Not stated
European cover	Not stated
Who is covered	The customer and eligible family member	“The customer and eligible family member is covered, not the vehicle.” Lloyds Bank Open Banking product data
Vehicles covered	Not stated
Callout limit	Not stated
Vehicle age limit	Not stated
Minimum age	18	“You're aged 18 or older” Lloyds Bank Open Banking product data
UK resident required	Yes	Listed as `ResidencyIncluded: UK` Lloyds Bank Open Banking product data
Minimum monthly pay-in	Not stated
Existing customers only	Not stated
Joint account holders covered	Not stated

Contains product data published by Lloyds Bank under the Open Banking Open Licence .

Open Banking product data: Open the bank's listing
Bank's listing updated 4 Oct 2026
Account page: Open the bank's page
Breakdown cover policy document: Not stated