Royal Bank of Scotland Premier Reward Black

 
Last verified: 15 Oct 2026

Packaged account at Royal Bank of Scotland: what the bank's own pages state about the breakdown cover that comes with it, each value with the wording it was read from.

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What the bank's pages state

Each value as the bank's own pages state it, with the wording it was read from. “Not stated” means the pages read didn't say. The policy document sets the conditions of the cover, and the cover that comes with an account can differ from the provider's own retail product.

Field
Value
Evidence
Monthly fee
£39 a month
“£39 monthly fee.”
On sale to new customers
Not stated
Cover provided by
“Car breakdown cover is provided by Automobile Association Developments Limited (trading as AA Breakdown Services).”
Cover basis
Personal cover
“You’re covered as a driver or passenger in any privately registered vehicle you travel in throughout the UK.”
Roadside assistance
Yes
“UK & European car breakdown cover, including Roadside Assistance, At Home, National Recovery and Onward Travel.”
Home start
Yes
“UK & European car breakdown cover, including Roadside Assistance, At Home, National Recovery and Onward Travel.”
National recovery
Yes
“UK & European car breakdown cover, including Roadside Assistance, At Home, National Recovery and Onward Travel.”
Onward travel
Yes
“UK & European car breakdown cover, including Roadside Assistance, At Home, National Recovery and Onward Travel.”
European cover
Yes
“Our Black bank accounts come with UK and European breakdown cover.”
Who is covered
Not stated
Vehicles covered
as a driver or passenger
“You’re covered as a driver or passenger in any privately registered vehicle you travel in throughout the UK.”
Callout limit
Not stated
Vehicle age limit
Not stated
Minimum age
18
“are aged 18+ and a UK resident.”
UK resident required
Yes
“are aged 18+ and a UK resident.”
Minimum monthly pay-in
Not stated
Existing customers only
Yes
“To upgrade to Premier Reward Black you need to already have a current account with us.”
Joint account holders covered
Not stated

The bank's documents

Breakdown cover policy document
Not stated

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