Royal Bank of Scotland Reward Platinum

Last verified: 15 Oct 2026

Packaged account at Royal Bank of Scotland: what the bank's own pages state about the breakdown cover that comes with it, each value with the wording it was read from.

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Field	Value	Evidence
Monthly fee	£23 a month	“Reward Platinum has a £23 monthly fee.” Source
On sale to new customers	Yes	“You’ll need to sign up for Digital Banking with us in order to apply for a Reward Platinum account.” Source
Cover provided by	Automobile Association Developments Limited	“Car breakdown cover is provided by Automobile Association Developments Limited (trading as AA Breakdown Services).” Source
Cover basis	Personal cover	“You’re covered as a driver or passenger in any privately registered vehicle you travel in throughout the UK.” Source
Roadside assistance	Yes	“UK car breakdown cover, including Roadside Assistance, At Home, National Recovery and Onward Travel.” Source
Home start	Yes	“UK car breakdown cover, including Roadside Assistance, At Home, National Recovery and Onward Travel.” Source
National recovery	Yes	“UK car breakdown cover, including Roadside Assistance, At Home, National Recovery and Onward Travel.” Source
Onward travel	Not stated
European cover	Not stated
Who is covered	Not stated
Vehicles covered	as a driver or passenger	“You’re covered as a driver or passenger in any privately registered vehicle you travel in throughout the UK.” Source
Callout limit	Not stated
Vehicle age limit	Not stated
Minimum age	18	“are aged 18 or over and a UK resident.” Source
UK resident required	Yes	“are aged 18 or over and a UK resident.” Source
Minimum monthly pay-in	Not stated
Existing customers only	Not stated
Joint account holders covered	Not stated