Halifax Ultimate Reward Current Account

Last verified: 15 Oct 2026 · Bank's listing updated 29 Jul 2026

Packaged account at Halifax: what the bank's published Open Banking product data states about the breakdown cover that comes with it, each value with the wording or field it was read from.

Some links on Cover Route are affiliate links. If you buy cover after clicking one, we may earn a commission. Commission never changes what we list, the order we list it in, or the data we show. How we make money

What the bank's published product data states

Each value as the bank lists it in the product data it publishes under Open Banking, with the wording or field it was read from. The bank's own pages couldn't be read, so the values come from that listing, which the bank updates on its own schedule (the date it last did is above). “Not stated” means the listing didn't say. The policy document sets the conditions of the cover, and the cover that comes with an account can differ from the provider's own retail product.

Field	Value	Evidence
Monthly fee	£19 a month	Listed as `FeeType: ServiceCAccountFeeMonthly; FeeAmount: 19.00; ApplicationFrequency: Monthly` Halifax Open Banking product data
On sale to new customers	Not stated
Cover provided by	AA	“AA breakdown Family Cover” Halifax Open Banking product data
Cover basis	Personal cover	“The customer and eligible family member is covered, not the vehicle.” Halifax Open Banking product data
Roadside assistance	Yes	“Includes Roadside Assistance and At Home.” Halifax Open Banking product data
Home start	Yes	“Includes Roadside Assistance and At Home.” Halifax Open Banking product data
National recovery	Not stated
Onward travel	Not stated
European cover	Not stated
Who is covered	The customer and eligible family member	“The customer and eligible family member is covered, not the vehicle.” Halifax Open Banking product data
Vehicles covered	Not stated
Callout limit	Not stated
Vehicle age limit	Not stated
Minimum age	18	“To apply for a Halifax Ultimate Reward Current Account you must be 18 or over and a UK resident.” Halifax Open Banking product data
UK resident required	Yes	Listed as `ResidencyIncluded: UK` Halifax Open Banking product data
Minimum monthly pay-in	Not stated
Existing customers only	Yes	“Available to existing customers only” Halifax Open Banking product data
Joint account holders covered	Not stated

Contains product data published by Halifax under the Open Banking Open Licence .

Open Banking product data: Open the bank's listing
Bank's listing updated 29 Jul 2026
Account page: Open the bank's page
Breakdown cover policy document: Not stated