GEM Motoring Assist
GEM Motoring Assist
Last checked 9 Jun 2026 · 7.5
Reliable breakdown cover from GEM – 24/7 roadside assistance, recovery, and peace of mind. Join today for award-winning service and great value!
Tracked price
£22.90/annual
Snapshot 18 Jun 2026
Unchanged
Editorial score
7.5
Weighted composite of the six axes.
Last checked
Last checked 9 Jun 2026
Price history
Daily tracked annual entry price for GEM Motoring Assist (49 snapshots).
Score breakdown
Algorithmic per-audience axes (0–100).
- Value
- 70 / 100Features-per-pound balance.
- Family
- 100 / 100Home start, recovery, onward travel, personal cover.
- EV drivers
- 50 / 100Active EV / hybrid handling.
- Older cars
- 80 / 100No vehicle-age caps; unlimited callouts help.
- Budget
- 50 / 100Lowest published price percentile.
- Premium
- 95 / 100Feature breadth, Defaqto rating, underwriting.
Feature availability (6)
Feature | Status | Evidence |
|---|---|---|
Roadside assistance | Included | — |
Home start | Available | — |
National recovery | Available | — |
Onward travel | Available | — |
European cover | Available | — |
EV support | Not usually included | — |
Specifications
Field | Value |
|---|---|
Callout limit | unlimited |
Claims per year limit | — |
Tow distance (miles) | — |
Vehicle age cap (years) | — |
Home start distance threshold | 0.25 miles |
Garage labour cover | — |
EU cover trip length cap | — |
EV / hybrid handling | basic — EV buyers should read the support wording carefully because smaller providers often communicate edge-case rescue terms less clearly than the largest brands, even when the cover may still be acceptable. |
Stated positioning (4)
Phrases captured from the provider's own public pages, with citations.
Which? Trusted Trader endorsement
“ers Contact Us Members Area HAVE YOU HEARD? GEM IS A WHICH? TRUSTED TRADER FOR ROADSIDE RECOVERY JOIN GEM FROM £82.22 Buy Breakdown Cover Trusted Trader Endorsed Breakdown Co”
Defaqto 5-star rated
“ader, Highly Commended in the Personal Finance Awards 2025, Defaqto 5 Star Rated All-inclusive breakdown cover - 24/7 home and roadside breakdown assistance, nationwide recov”
Membership / subscription model
“estions GEM Membership Good Motoring Magazine Member Offers Members Area Contact Us Buy Breakdown Cover Menu Home Breakdown Cover Car Breakdown Cover Motorcycle Breakdown C”
UK-only recovery (no European)
“charges for specific services? Coverage area - Do you need UK only cover, or need to include European travel? Breakdown Cover - what you need to know Some breakdown cover c”
Companies House
- Trading entity
- CALL ASSIST LIMITED
- Number
- 03668383
- Status
- active
- Incorporated
- 1998-11-16
Google reviews
4.1 / 5
— reviews
Limitations
What this provider won't pay out for, cited from their own public pages.
The biggest hurdle is confidence rather than headline weakness. If the buyer wants instant reassurance and the least mental effort, the smaller-brand route can lose even when the price-to-feature case is reasonable.
Useful explainers
Breakdown cover waiting periods
Why waiting periods matter, when they appear, and how they distort expectations around instant cover.
How many callouts do you get with breakdown cover?
A practical guide to callout limits, fair-use wording, and why the number alone does not tell the whole value story.
Is breakdown cover worth it?
A decision-first guide for drivers weighing low annual cost against the real-world hassle and expense of a serious breakdown.