GEM Motoring Assist

Last checked 13 Aug 2026 · 7.5

Reliable breakdown cover from GEM – 24/7 roadside assistance, recovery, and peace of mind. Join today for award-winning service and great value!

Tracked price

£82.22/annual

Snapshot 13 Aug 2026

Unchanged

Editorial score

7.5

Weighted composite of the six axes.

Last checked

Last checked 13 Aug 2026

Pricing summary

What this provider itself publishes — entry tier, printed sale (when one exists), and the tier they label most popular. No prices are derived.

Advertised “from”: £82.22/yr
Most popular tier — Recovery EXTRA: £82.22/yr

Price history

Daily tracked annual entry price for GEM Motoring Assist (105 snapshots).

Score history

90 daily snapshots · down 1.4 over the window · currently Very Good

Score breakdown

Algorithmic per-audience axes (0–100).

Value: 70 / 100
Features-per-pound balance.

Family: 100 / 100
Home start, recovery, onward travel, personal cover.

EV drivers: 50 / 100
Active EV / hybrid handling.

Older cars: 80 / 100
No vehicle-age caps; unlimited callouts help.

Budget: 50 / 100
Lowest published price percentile.

Premium: 95 / 100
Feature breadth, Defaqto rating, underwriting.

Feature availability (6)

Feature	Status	Evidence
Roadside assistance	Included	—
Home start	Available	—
National recovery	Available	—
Onward travel	Available	—
European cover	Available	—
EV support	Not usually included	—

Specifications

Field	Value
Callout limit	unlimited
Claims per year limit	—
Tow distance (miles)	—
Vehicle age cap (years)	—
Home start distance threshold	0.25 miles
Garage labour cover	—
EU cover trip length cap	—
EV / hybrid handling	basic
Named tiers	4
Tier price range	£82 — £106 /yr
Trading entity	CALL ASSIST LIMITED
Underwriter	—
Founded	1998

Available tiers (4)

Every named tier the provider publishes, with prices read verbatim. Annualised (£/year) so tiers can be compared without reasoning about monthly vs annual billing.

Tier	List price	Sale price	Source
Personal Breakdown Cover Entry	£82.22/yr £82.22/yr	—	View
Vehicle Breakdown Cover Entry	£82.22/yr £82.22/yr	—	View
Recovery EXTRA Entry Most popular	£82.22/yr £82.22/yr	—	View
Recovery	£106/yr £106/yr	—	View

Stated positioning (5)

Phrases captured from the provider's own public pages, with citations.

Which? Trusted Trader endorsement

“NEW CUSTOMERS ONLY. OFFER ENDS 31.08.26 Buy Breakdown Cover Trusted Trader Endorsed Breakdown Cover – Affordable 24/7 Assistance with GEM Personal Breakdown Cover With GEM Mo”

https://www.motoringassist.com/breakdown-cover

Defaqto 5-star rated

“ader, Highly Commended in the Personal Finance Awards 2025, Defaqto 5 Star Rated All-inclusive breakdown cover - 24/7 home and roadside breakdown assistance, nationwide recov”

https://www.motoringassist.com/breakdown-cover

Online-only / first-year-only discount

“breakdown cover policies! - Use code SUMMER15 at checkout. New customers only. Offer ends 11.59pm on 31/08/2026. HAVE YOU HEARD? AUGUST SPECIAL - SAVE 15% ON ALL BREAKDOWN POLIC”

https://www.motoringassist.com/breakdown-cover

Membership / subscription model

“estions GEM Membership Good Motoring Magazine Member Offers Members Area Contact Us Buy Breakdown Cover Menu Home Breakdown Cover Car Breakdown Cover Motorcycle Breakdown C”

https://www.motoringassist.com/breakdown-cover

UK-only recovery (no European)

“charges for specific services? Coverage area - Do you need UK only cover, or need to include European travel? Breakdown Cover - what you need to know Some breakdown cover c”

https://www.motoringassist.com/breakdown-cover/price-comparison

Companies House

Trading entity: CALL ASSIST LIMITED
Number: 03668383
Status: active
Incorporated: 1998-11-16

View on Companies House

Google reviews

4.1 / 5

— reviews

Limitations (1)

What this provider won't pay out for, cited from their own public pages.

Eligibility

Vehicle age cap

“arranged was in place. W hat a brilliant service - thank you " . Alan Hutt, GEM member The insured vehicle must be no more than 15 years old on the date the policy is purchased. Euro Plus is arranged for GEM Motoring Assist by P J Hayman &”

Source

Useful explainers

Breakdown cover waiting periods

Why waiting periods matter, when they appear, and how they distort expectations around instant cover.

How many callouts do you get with breakdown cover?

A practical guide to callout limits, fair-use wording, and why the number alone does not tell the whole value story.

Is breakdown cover worth it?

A decision-first guide for drivers weighing low annual cost against the real-world hassle and expense of a serious breakdown.